Expand your purchasing power with these great credit card options. If you're looking for great rates and convenience, we have the Visa product to fit you.
  
 
Certificate Rates
Checking Rates
IRA Rates
Savings Rates
Vehicle Rates
Visa Rates
Annual Percentage Rate 17.99% APR*
Balance Calculation Method for Purchases Average daily balance including new purchases
Annual Fee None
Grace Period for Purchases

You have 25 days from the billing cycle closing date to repay your balance on purchases before a finance charge will be imposed
Annual Inactivity Fee Simply use your card at least once per year to avoid a $20 service charge
Late Payment Fee Late fee of $25 imposed 15 days after the statement due date. After account falls 45 days delinquent, the interest rate increases to 18%1 APR*.
Over-the-Credit Limit Fee $20 for each billing cycle in which your balance exceeds your established credit limit
Cash Advances Present our card for instant cash at financial institutions or ATMs displaying the Visa logo. Cash advance fee: 3% of the transaction amount, minimum of $5 and maximum of $50.
Annual Percentage Rate 13.25% APR*
Balance Calculation Method for Purchases Average daily balance including new purchases
Annual Fee None
Grace Period for Purchases

You have 25 days from the billing cycle closing date to repay your balance on purchases before a finance charge will be imposed
Annual Inactivity Fee Simply use your card at least once per year to avoid a $20 service charge
Late Payment Fee Late fee of $25 imposed 15 days after the statement due date. After account falls 45 days delinquent, the interest rate increases to 18%1 APR*.
Over-the-Credit Limit Fee $20 for each billing cycle in which your balance exceeds your established credit limit
Cash Advances Present our card for instant cash at financial institutions or ATMs displaying the Visa logo. Cash advance fee: 3% of the transaction amount, minimum of $5 and maximum of $50.

*Annual Percentage Rate is accurate as of February 1, 2008.
**Rates and Terms subject to change.
1 If your card is ever 60 or more days past due, the Monthly Periodic Rate applicable to your entire balance existing at the time and in the future will immediately increase to 1.50% (corresponding ANNUAL PERCENTAGE RATE 18.00%).

 

Annual Percentage Rate 9.99% APR*
Balance Calculation Method for Purchases Average daily balance including new purchases
Annual Fee None
Grace Period for Purchases

You have 25 days from the billing cycle closing date to repay your balance on purchases before a finance charge will be imposed
Annual Inactivity Fee Simply use your card at least once per year to avoid a $20 service charge
Late Payment Fee Late fee of $25 imposed 15 days after the statement due date. After account falls 45 days delinquent, the interest rate increases to 18%1 APR*.
Over-the-Credit Limit Fee $20 for each billing cycle in which your balance exceeds your established credit limit
Cash Advances Present our card for instant cash at financial institutions or ATMs displaying the Visa logo. Cash advance fee: 3% of the transaction amount, minimum of $5 and maximum of $50.
Annual Percentage Rate 10.99% APR*
Balance Calculation Method for Purchases Average daily balance including new purchases
Annual Fee None
Grace Period for Purchases

You have 25 days from the billing cycle closing date to repay your balance on purchases before a finance charge will be imposed
Annual Inactivity Fee Simply use your card at least once per year to avoid a $20 service charge
Late Payment Fee Late fee of $25 imposed 15 days after the statement due date. After account falls 45 days delinquent, the interest rate increases to 18%1 APR*.
Over-the-Credit Limit Fee $20 for each billing cycle in which your balance exceeds your established credit limit
Cash Advances Present our card for instant cash at financial institutions or ATMs displaying the Visa logo. Cash advance fee: 3% of the transaction amount, minimum of $5 and maximum of $50.

*Annual Percentage Rate is accurate as of February 1, 2008.
**Rates and Terms subject to change.
1 If your card is ever 60 or more days past due, the Monthly Periodic Rate applicable to your entire balance existing at the time and in the future will immediately increase to 1.50% (corresponding ANNUAL PERCENTAGE RATE 18.00%).
Our mission is to improve our members' financial well-being.

                    
Your savings federally insured to at least $100,000

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