You’ll earn competitive dividends on your account—they’re actually higher than a regular membership savings account. Dividends are calculated on the average daily balance and deposited monthly.
You’ll appreciate how pain free and easy it is to save for something really special. And just think, you’ll be able to pay cash for that “something special” and avoid nuisance credit card bills and high interest charges.
You have convenient access to your funds anytime without penalty. Deposits can also be made at anytime—you may want to set up payroll deduction so it’s done automatically.
You’ll save more money each month since there’s no monthly service charge. Statements are mailed quarterly unless there is electronic activity on the account, then they are mailed monthly.
You may set up this account as overdraft protection to cover insufficient funds in your checking account (a fee is applied for each transfer and transfers are limited due to Regulation D.)
Your funds are safe—they’re insured
by NCUA to at least $100,000 for combined savings,
checking and certificates. |