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Individual Retirement Accounts

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IRA Savings

  • :
  • FEDERALLY Insured1: Yes
  • Rate**: 0.010%
  • APY* (Ranges): 0.010%

IRA Money Market Savings

  • :
  • FEDERALLY Insured1: Yes
  • Rate**: 0.050%
  • APY* (Ranges): 0.050%

IRA Financial Management Account

  • :
  • FEDERALLY Insured1: Yes
  • Rate**: 0.010%
  • APY* (Ranges): 0.010%

IRA Financial Management Account

  • :
  • FEDERALLY Insured1: Yes
  • Rate**: 0.100%
  • APY* (Ranges): 0.100%

IRA Financial Management Account

  • :
  • FEDERALLY Insured1: Yes
  • Rate**: 0.200%
  • APY* (Ranges): 0.200%

IRA Financial Management Account

  • :
  • FEDERALLY Insured1: Yes
  • Rate**: 0.350%
  • APY* (Ranges): 0.350%

IRA Financial Management Account

  • :
  • FEDERALLY Insured1: Yes
  • Rate**: 0.400%
  • APY* (Ranges): 0.400%

IRA Share Certificate - 91 Day

  • :
  • FEDERALLY Insured1: Yes
  • Rate**: 0.200%
  • APY* (Ranges): 0.200%

IRA Step Up Certificate - 91 Day

  • :
  • FEDERALLY Insured1: Yes
  • Rate**: 0.100%
  • APY* (Ranges): 0.100%

IRA Share Certificate - 6 Month

  • :
  • FEDERALLY Insured1: Yes
  • Rate**: 0.598%
  • APY* (Ranges): 0.600%

IRA Step Up Certificate - 6 Month

  • :
  • FEDERALLY Insured1: Yes
  • Rate**: 0.499%
  • APY* (Ranges): 0.500%

IRA Share Certificate - 7 Month

  • :
  • FEDERALLY Insured1: Yes
  • Rate**: 0.747%
  • APY* (Ranges): 0.750%

IRA Share Certificate - 1 Year

  • :
  • FEDERALLY Insured1: Yes
  • Rate**: 0.698%
  • APY* (Ranges): 0.700%

IRA Step Up Certificate - 1 Year

  • :
  • FEDERALLY Insured1: Yes
  • Rate**: 0.598%
  • APY* (Ranges): 0.600%

IRA Share Certificate - 14 Month

  • :
  • FEDERALLY Insured1: Yes
  • Rate**: 2.031%
  • APY* (Ranges): 2.050%

IRA Share Certificate - 14 Month

  • :
  • FEDERALLY Insured1: Yes
  • Rate**: 2.276%
  • APY* (Ranges): 2.300%

IRA Share Certificate - 18 Month

  • :
  • FEDERALLY Insured1: Yes
  • Rate**: 1.342%
  • APY* (Ranges): 1.350%

IRA Step Up Certificate - 18 Month

  • :
  • FEDERALLY Insured1: Yes
  • Rate**: 1.243%
  • APY* (Ranges): 1.250%

IRA Share Certificate - 2 Year

  • :
  • FEDERALLY Insured1: Yes
  • Rate**: 1.440%
  • APY* (Ranges): 1.450%

IRA Step Up Certificate - 2 Year

  • :
  • FEDERALLY Insured1: Yes
  • Rate**: 1.342%
  • APY* (Ranges): 1.350%

IRA Share Certificate - 30 Month

  • :
  • FEDERALLY Insured1: Yes
  • Rate**: 2.276%
  • APY* (Ranges): 2.300%

IRA Share Certificate - 30 Month

  • :
  • FEDERALLY Insured1: Yes
  • Rate**: 2.521%
  • APY* (Ranges): 2.550%

IRA Step Up Certificate - 30 Month

  • :
  • FEDERALLY Insured1: Yes
  • Rate**: 1.490%
  • APY* (Ranges): 1.500%

IRA Share Certificate - 3 Year

  • :
  • FEDERALLY Insured1: Yes
  • Rate**: 1.933%
  • APY* (Ranges): 1.950%

IRA Step Up Certificate - 3 Year

  • :
  • FEDERALLY Insured1: Yes
  • Rate**: 1.8345%
  • APY* (Ranges): 1.850%

IRA Share Certificate - 4 Year

  • :
  • FEDERALLY Insured1: Yes
  • Rate**: 2.031%
  • APY* (Ranges): 2.050%

IRA Step Up Certificate - 4 Year

  • :
  • FEDERALLY Insured1: Yes
  • Rate**: 1.933%
  • APY* (Ranges): 1.950%

IRA Share Certificate - 5 Year

  • :
  • FEDERALLY Insured1: Yes
  • Rate**: 2.325%
  • APY* (Ranges): 2.350%

IRA Step Up Certificate - 5 Year

  • :
  • FEDERALLY Insured1: Yes
  • Rate**: 2.227%
  • APY* (Ranges): 2.250%

IRA Share Certificate - 6 Year

  • :
  • FEDERALLY Insured1: Yes
  • Rate**: 2.4230%
  • APY* (Ranges): 2.450%

IRA Step Up Certificate - 6 Year

  • :
  • FEDERALLY Insured1: Yes
  • Rate**: 2.325%
  • APY* (Ranges): 2.350%

IRA

Last updated: Thursday, February 08, 2018 Notify me when rates change
Apply Now! FEDERALLY Insured1 Rate** APY* (Ranges)
IRA Savings Yes 0.010% 0.010%
IRA Money Market Savings Yes 0.050% 0.050%
IRA Financial Management Account Yes 0.010% 0.010%
IRA Financial Management Account Yes 0.100% 0.100%
IRA Financial Management Account Yes 0.200% 0.200%
IRA Financial Management Account Yes 0.350% 0.350%
IRA Financial Management Account Yes 0.400% 0.400%
IRA Share Certificate - 91 Day Yes 0.200% 0.200%
IRA Step Up Certificate - 91 Day Yes 0.100% 0.100%
IRA Share Certificate - 6 Month Yes 0.598% 0.600%
IRA Step Up Certificate - 6 Month Yes 0.499% 0.500%
IRA Share Certificate - 7 Month Yes 0.747% 0.750%
IRA Share Certificate - 1 Year Yes 0.698% 0.700%
IRA Step Up Certificate - 1 Year Yes 0.598% 0.600%
IRA Share Certificate - 14 Month Yes 2.031% 2.050%
IRA Share Certificate - 14 Month Yes 2.276% 2.300%
IRA Share Certificate - 18 Month Yes 1.342% 1.350%
IRA Step Up Certificate - 18 Month Yes 1.243% 1.250%
IRA Share Certificate - 2 Year Yes 1.440% 1.450%
IRA Step Up Certificate - 2 Year Yes 1.342% 1.350%
IRA Share Certificate - 30 Month Yes 2.276% 2.300%
IRA Share Certificate - 30 Month Yes 2.521% 2.550%
IRA Step Up Certificate - 30 Month Yes 1.490% 1.500%
IRA Share Certificate - 3 Year Yes 1.933% 1.950%
IRA Step Up Certificate - 3 Year Yes 1.8345% 1.850%
IRA Share Certificate - 4 Year Yes 2.031% 2.050%
IRA Step Up Certificate - 4 Year Yes 1.933% 1.950%
IRA Share Certificate - 5 Year Yes 2.325% 2.350%
IRA Step Up Certificate - 5 Year Yes 2.227% 2.250%
IRA Share Certificate - 6 Year Yes 2.4230% 2.450%
IRA Step Up Certificate - 6 Year Yes 2.325% 2.350%
**Rates are subject to change without notice. *The Annual Percentage Yield (APY) is a percentage rate that reflects the total amount of dividends to be paid based on the Dividend Rate and frequency of compounding for an annual period. The above APY is available for a limited time. The Dividend Period is the calendar month, the Dividend Frequency is monthly, and the Dividends are compounded monthly. Substantial penalty for early withdrawal. Special offer requires an initial deposit of New Money only and new money is defined as money not currently on deposit with INOVA Federal Credit Union. Rates subject to change. Fees may reduce earnings. Minimum $200.00 deposit.


1
Deposits federally insured to at least $250,000 by the National Credit Union Adminstration.

 2New money is considered money that is not currently on deposit with INOVA FCU. 


  • "Instead of making me feel like an account number, INOVA goes out of their way to show me that the member is number one."

    -Yatish South Bend, IN
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