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Ovation Checking

Last updated: Tuesday, January 24, 2012 Notify me when rates change
Apply Now! FEDERALLY Insured1 Rate APY*
Ovation Checking2 Yes 2.96% 3.00%
Ovation Checking2 Yes 0.30% 0.30%
Rates are subject to change without notice.

Business Ovation Checking

Last updated: Monday, April 16, 2012 Notify me when rates change
Apply Now! FEDERALLY Insured1 Rate APY*
Business Ovation Checking3 Yes 0.00% 0.00%
Business Ovation Checking3 Yes 0.15% 0.15%
Business Ovation Checking3 Yes 0.25% 0.25%
Business Ovation Checking3 Yes 0.30% 0.30%
Business Ovation Checking3 Yes 0.35% 0.35%
Rates are subject to change without notice.


1Deposits federally insured to at least $250,000 by the National Credit Union Administration.

2Members who maintain a daily balance of $1,500 and who reach the following required triggers will attain the special Premium Dividend Rate. This rate will be paid on balances of up to $20,000. The required triggers to attain this Premium Dividend Rate are: 15 signature-based debit card purchase transactions per month, Direct Deposit $200 or more per month into checking, E-statements, and minimum daily balance of $1,500

3A fee of 25 cents will be charged for each transaction in excess of 250 per month.  Free unlimited transactions at any INOVA FCU ATM.  Foreign ATM and PIN based transactions will be charged $1.75 per transaction.  Nonproprietary ATM transactions $1.75 fee per transaction.  No surcharge fees if using an AllianceOne or CO-OP Network ATM. Minimum daily balance of $500.00 required to avoid a monthly service fee of $10.00.  A minimum daily balance of $ 10,000.01 is necessary to obtain dividends.

*Annual Percentage Yield
Rates may vary and fees may reduce earnings - substantial penalty for early withdrawal.

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    -Marc Mishawaka, IN
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