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Share Certificate**

  • FEDERALLY Insured1: Yes
  • Term: 30 Day
  • Dividend Rate: 0.050%
  • APY* (Ranges): 0.050%

Share Certificate

  • FEDERALLY Insured1: Yes
  • Term: 60 Day
  • Dividend Rate: 0.100%
  • APY* (Ranges): 0.100%

Share Certificate

  • FEDERALLY Insured1: Yes
  • Term: 91 Day
  • Dividend Rate: 0.100%
  • APY* (Ranges): 0.100%

Step Up Certificate

  • FEDERALLY Insured1: Yes
  • Term: 91 Day
  • Dividend Rate: 0.100%
  • APY* (Ranges): 0.100%

Share Certificate

  • FEDERALLY Insured1: Yes
  • Term: 5 Month
  • Dividend Rate: 0.140%
  • APY* (Ranges): 0.140%

Share Certificate

  • FEDERALLY Insured1: Yes
  • Term: 6 Month
  • Dividend Rate: 0.150%
  • APY* (Ranges): 0.150%

Step Up Certificate

  • FEDERALLY Insured1: Yes
  • Term: 6 Month
  • Dividend Rate: 0.150%
  • APY* (Ranges): 0.150%

Share Certificate

  • FEDERALLY Insured1: Yes
  • Term: 7 Month
  • Dividend Rate: 0.747%
  • APY* (Ranges): 0.750%

Share Certificate

  • FEDERALLY Insured1: Yes
  • Term: 1 Year
  • Dividend Rate: 0.250%
  • APY* (Ranges): 0.250%

Step Up Certificate

  • FEDERALLY Insured1: Yes
  • Term: 1 Year
  • Dividend Rate: 0.250%
  • APY* (Ranges): 0.250%

Share Certificate

  • FEDERALLY Insured1: Yes
  • Term: 14 Month
  • Dividend Rate: 0.250%
  • APY* (Ranges): 0.350%

Step Up Certificate

  • FEDERALLY Insured1: Yes
  • Term: 14 Month
  • Dividend Rate: 0.170%
  • APY* (Ranges): 0.170%

Share Certificate

  • FEDERALLY Insured1: Yes
  • Term: 18 Month
  • Dividend Rate: 0.300%
  • APY* (Ranges): 0.300%

Step Up Certificate

  • FEDERALLY Insured1: Yes
  • Term: 18 Month
  • Dividend Rate: 0.200%
  • APY* (Ranges): 0.200%

Share Certificate

  • FEDERALLY Insured1: Yes
  • Term: 2 Year
  • Dividend Rate: 0.549%
  • APY* (Ranges): 0.550%

Step Up Certificate

  • FEDERALLY Insured1: Yes
  • Term: 2 Year
  • Dividend Rate: 0.449%
  • APY* (Ranges): 0.450%

Share Certificate

  • FEDERALLY Insured1: Yes
  • Term: 30 Month
  • Dividend Rate: 0.598%
  • APY* (Ranges): 0.600%

Step Up Certificate

  • FEDERALLY Insured1: Yes
  • Term: 30 Month
  • Dividend Rate: 0.499%
  • APY* (Ranges): 0.500%

Share Certificate

  • FEDERALLY Insured1: Yes
  • Term: 3 Year
  • Dividend Rate: 1.045%
  • APY* (Ranges): 1.050%

Step Up Certificate

  • FEDERALLY Insured1: Yes
  • Term: 3 Year
  • Dividend Rate: 0.946%
  • APY* (Ranges): 0.950%

Share Certificate

  • FEDERALLY Insured1: Yes
  • Term: 4 Year
  • Dividend Rate: 1.490%
  • APY* (Ranges): 1.500%

Step Up Certificate

  • FEDERALLY Insured1: Yes
  • Term: 4 Year
  • Dividend Rate: 1.391%
  • APY* (Ranges): 1.400%

Share Certificate

  • FEDERALLY Insured1: Yes
  • Term: 5 Year
  • Dividend Rate: 1.785%
  • APY* (Ranges): 1.800%

Step Up Certificate

  • FEDERALLY Insured1: Yes
  • Term: 5 Year
  • Dividend Rate: 1.687%
  • APY* (Ranges): 1.700%

Share Certificate

  • FEDERALLY Insured1: Yes
  • Term: 6 Year
  • Dividend Rate: 1.785%
  • APY* (Ranges): 1.800%

Step Up Certificate

  • FEDERALLY Insured1: Yes
  • Term: 6 Year
  • Dividend Rate: 1.687%
  • APY* (Ranges): 1.700%

Share Certificate

Last updated: Monday, September 19, 2016 Notify me when rates change
Apply Now! FEDERALLY Insured1 Term Dividend Rate APY* (Ranges)
Share Certificate** Yes 30 Day 0.050% 0.050%
Share Certificate Yes 60 Day 0.100% 0.100%
Share Certificate Yes 91 Day 0.100% 0.100%
Step Up Certificate Yes 91 Day 0.100% 0.100%
Share Certificate Yes 5 Month 0.140% 0.140%
Share Certificate Yes 6 Month 0.150% 0.150%
Step Up Certificate Yes 6 Month 0.150% 0.150%
Share Certificate Yes 7 Month 0.747% 0.750%
Share Certificate Yes 1 Year 0.250% 0.250%
Step Up Certificate Yes 1 Year 0.250% 0.250%
Share Certificate Yes 14 Month 0.250% 0.350%
Step Up Certificate Yes 14 Month 0.170% 0.170%
Share Certificate Yes 18 Month 0.300% 0.300%
Step Up Certificate Yes 18 Month 0.200% 0.200%
Share Certificate Yes 2 Year 0.549% 0.550%
Step Up Certificate Yes 2 Year 0.449% 0.450%
Share Certificate Yes 30 Month 0.598% 0.600%
Step Up Certificate Yes 30 Month 0.499% 0.500%
Share Certificate Yes 3 Year 1.045% 1.050%
Step Up Certificate Yes 3 Year 0.946% 0.950%
Share Certificate Yes 4 Year 1.490% 1.500%
Step Up Certificate Yes 4 Year 1.391% 1.400%
Share Certificate Yes 5 Year 1.785% 1.800%
Step Up Certificate Yes 5 Year 1.687% 1.700%
Share Certificate Yes 6 Year 1.785% 1.800%
Step Up Certificate Yes 6 Year 1.687% 1.700%
*Rates are subject to change without notice. **The Annual Percentage Yield (APY) is a percentage rate that reflects the total amount of dividends to be paid based on the Dividend Rate and frequency of compounding for an annual period. The above APY is available for a limited time. The Dividend Period is the calendar month, the Dividend Frequency is monthly, and the Dividends are compounded monthly. Substantial penalty for early withdrawal. Special offer requires an initial deposit of New Money only and new money is defined as money not currently on deposit with INOVA Federal Credit Union. Rates subject to change. Fees may reduce earnings. Minimum $200.00 deposit.
0.750% Share Certificate
  • Minimum opening deposit: $200.00
  • FEDERALLY Insured1: Yes
  • Term: 7 Month
  • Dividend Rate: 0.747%


1Deposits federally insured to at least $250,000 by the National Credit Union Administration.

*Annual Percentage Yield
Rates may vary and fees may reduce earnings - substantial penalty for early withdrawal.

Rates

  • "It's the only financial institution I use simply because they have always bent over backwards to help me when others wouldn't."

    -Marc Mishawaka, IN
Read more testimonials

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INOVA DIRECT is a BBB Accredited Credit Union in Elkhart, IN
National Credit Union Administration
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