VISA^® Cards

With a VISA^® Credit Card from INOVA, you’ll enjoy great rates and a variety of cards programs to choose from.

Each card offers it’s own benefits and features to meet your credit needs. Regardless the card you choose, you’ll enjoy the convenience and security of one of the most widely accepted credit cards.

Quick Links: Disclosures | Lost Card? | Verified by VISA^® | Pay Bills | Discounts

If you’re going to use a charge card to make credit purchases, choose your card wisely. The VISA^® Platinum, and Platinum Rewards are all low cost cards offering competitive interest rates and no annual fee.

	VISA® Platinum Rewards Reward yourself when you use your INOVA VISA® Platinum Rewards card. This card offers one point for every dollar you spend, and the points add up to great rewards.** Apply Now Compare Features
	VISA® Platinum A low rate and special privileges come to anyone who carries INOVA’s most prestigious credit card, our VISA® Platinum. VISA® Platinum offers a great rate, travel assistance, warranty manager, choice of card design as well as many other great benefits! Apply Now Compare Features

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^* Annual Percentage Rate
^** Earn one (1) point for every $1.00 in net purchases made with the Platinum Rewards VISA^® Credit Card. No points will be earned for cash advances including convenience checks or for balance transfers.

Requirements

You must meet credit union policy guideline standards for consumer debt ratio (CDR), credit history and length of employment.
You must have a regular savings account.

Benefits To You

You’ll save money on your card with no annual fees and low interest rates. (There is a $20.00 inactivity fee if your card is not used in a year.)

You can avoid paying any finance charges as long as you pay your balance in full within 25 days from your closing date. This applies to purchases only. A late fee of $25.00 will be charged to your account if your payment is not received by 15 days after the statement due date. You will be charged $20.00 if you exceed your credit limit.

Your required monthly payment is equal to 2% of your balance, with a minimum of $10.00.

In addition to convenient loan access, you can make purchases and cash advances 24 hours a day, everyday. Cash advances are available at the credit union office, other financial institutions, and worldwide through VISA^® ATM Network. There is a $5.00 cash advance minimum with a 3% fee. The fee will be a minimum of $5.00 but will not exceed $50.00.

You’ll find record keeping to be easy with detailed monthly statements.

You’ll automatically be covered with free travel accident insurance on VISA^® Gold and VISA^® Platinum when you use either of these cards to charge your travel expenses.

Your VISA^® cards can make credit life & disability insurance available to you.

You’ll feel more secure carrying credit cards than cash, plus they offer financial flexibility and control.

Your card will be reissued every 24 months. If you need to replace a card before that time, you may be subject to a $10.00 fee. (There is no charge to replace a stolen card if a police report is obtained.)

Ready to get started? Apply Now!