General asset, line of credit or Business purchase

• Last 3-years tax returns with attached schedules
• Most current interim financial statement – balance sheet and income statement
• Personal financial statement on owners of the business (form available)
• Copy of depreciation schedule or fixed-asset listing
• Accounts receivable aging/listing
• Accounts payable aging/listing
• 2-year projection of income and expenses (if available)
• Copy of invoice for specific machinery/equipment financing (if applicable)
• Copy of business evaluation or contract to purchase (if business purchase)

Commercial Real Estate Financing

• Copy of Sales Agreement / Contract
  
• Copy of signed leases currently in place. If vacant, lease terms expected.
  
• Financial statements from proposed tenant (if available)
  
• Personal financial statements from guarantors/owners (form available)
  
• Completed EPA Questionnaire
  
• Copy of any prior appraisal
  
• Real estate tax and insurance figures
• Copy of prints, specs and construction contract if new construction
• Legal description
• Survey (if applicable)

New Business Start-up

Business Plan including:




• 2-years projection of income and expenses and balance sheet
  
• List of sources and uses of proceeds – both loan and cash injection
  
• Personal financial statement on all owners (form available)
  
• Marketing plan
  
• Product or service description including benefits
  
• Resume’ of owners/key operators
  
• Identification and description of competition
  
• Copy of Franchise information (if applicable)