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Business Loans

Lines of Credit
How would you like to increase your working capital? Our short-term revolving line of credit will help fund cash shortages due to fluctuations in accounts receivables and inventory or temporary fixed asset financing. This way, you'll gain the flexibility to pay your vendors within their terms or take care of seasonal and other unexpected expenses.

Business VISA®
Just think of the possibilities before you when you enhance your business capabilities with a VISA® Platinum Rewards Card. Put our competitive interest rates and rewards benefits to work for you!

Commercial Real Estate
Our commercial real estate loans open the door of opportunity to businesses and business owners. These loans provide great incentives to refinance, purchase, or construct commercial real estate. This includes office buildings, warehouses, light industrial, retail, churches, and 5-unit or greater apartment buildings.

Fixed Asset Financing
Isn't it about time you acquired new business equipment that would actually increase productivity and improve the efficiency of your company and employees? If so, then it’s time to look into fixed asset financing. This type of financing includes long-term borrowings used to purchase or refinance new or used equipment.

SBA Lending Programs
Ever dream of starting your own business…or growing the one you have, but don't know where to go for the funding? Try our Small Business Administration 7(a) Loan Program. It's a government guaranteed lending program for your existing business or a start-up company. This loan program includes financing for working capital, machinery, equipment and commercial real estate. Whether you are starting a business, expanding one, or purchasing one, the SBA 7(a) guarantee enables the credit union to increase its lending ability.

* Business Lending is restricted to business and/or commercial real estate located in Indiana and Michigan only.

  • "I have found banking with INOVA FCU to be a hassle-free experience. Even though I am not in a town with a local branch, my on-line account allows me to handle most of my transactions without leaving home."

    -Brenda Fishers, IN
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