VISA® Credit Cards
With a VISA®Platinum Credit Card from INOVA, you’ll enjoy great rates and a variety of card benefits.
Each card offers it’s own benefits and features to meet your credit needs. You will enjoy the convenience and security of one of the most widely accepted credit cards.
VISA® Platinum Rewards
Reward yourself when you use your INOVA VISA® Platinum Rewards card. This card offers one point for every dollar you spend, and the points add up to great rewards.**
A low rate and special privileges come to anyone who carries INOVA’s most prestigious credit card, our VISA® Platinum. VISA® Platinum offers a great rate, travel assistance, warranty manager, and choice of card design as well as many other great benefits!
|13.99% APR*||13.50% - 17.99% APR*|
|No Annual Fee||No Annual Fee|
|25 Day Grace Period||25 Day Grace Period|
|Auto Rental Collision Damage Waiver||Auto Rental Collision Damage Waiver|
|Travel Accident Insurance||Travel Accident Insurance|
|Warranty Manager Service||Warranty Manager Service|
|Travel and Emergency Assistance Service||Travel and Emergency Assistance Service|
* Annual Percentage Rate
** Earn one (1) point for every $1.00 in net purchases made with the Platinum Rewards VISA® Credit Card. No points will be earned for cash advances including convenience checks or for balance transfers.
You must meet credit union policy guideline standards for consumer debt ratio (CDR), credit history and length of employment.
You must have a regular savings account.
Benefits To You
You’ll save money on your card with no annual fees and low interest rates.
You can avoid paying any finance charges as long as you pay your balance in full within 25 days from your closing date. This applies to purchases only. A late fee of up to $25.00 will be charged to your account if you are 14 or more days late in making a payment.
Your required monthly payment is equal to 2% of your balance, with a minimum of $10.00.
In addition to convenient loan access, you can make purchases and cash advances 24 hours a day, everyday. Cash advances are available at the credit union office, other financial institutions, and worldwide through VISA® ATM Network. There is a 4.0% fee for each cash advance fee or a minimum of $5.00.
You’ll find record keeping easy with detailed monthly statements.
You’ll automatically be covered with free travel accident insurance on VISA® Platinum when you use these cards to charge your travel expenses.
Your VISA® cards can make credit life & disability insurance available to you.
You’ll feel more secure carrying credit cards than cash, plus they offer financial flexibility and control.
If you’re going to use a card to make credit purchases, choose your card wisely. The VISA® Platinum Rewards and Platinum are low cost cards offering competitive interest rates and no annual fee.